I attended seminar Financial management at WFC presented by Becky and Nicole. I learned (again), that there is only one really free credit report web: www.annualcreditreport.com. Credit score consists of:
- 35% Payment history
- 30% Amounts Owed vs. Limits
- 15% Length of Credit History
- 10% New Credit and Credit Inquiries
- 10% Types of Credit in Use
Range of scores could be: A – Excellent 750..840, B – Good 660..749, C – Fair 620..659, D – Poor 310..619.