Financial management

I attended seminar Financial management at WFC presented by Becky and Nicole. I learned (again), that there is only one really free credit report web: www.annualcreditreport.com. Credit score consists of:

  • 35% Payment history
  • 30% Amounts Owed vs. Limits
  • 15% Length of Credit History
  • 10% New Credit and Credit Inquiries
  • 10% Types of Credit in Use

Range of scores could be: A – Excellent 750..840, B – Good 660..749, C – Fair 620..659, D – Poor 310..619.

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